The Retail versus Wholesale Debate: Should retail and wholesale clearing and settlement of CBDC payments be separated?

The Retail versus Wholesale Debate: Should retail and wholesale clearing and settlement of CBDC payments be separated?

How does the market look today? When looking at the payments aspect of central bank digital currencies (CBDCs), distinctions are frequently made between wholesale and retail systems and infrastructure. While this approach may reflect the traditional and legacy infrastructures that are currently in place, the opportunity for change brought about by the digital revolution raises […]

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