Apple will soon allow developers to integrate NFC contactless transactions directly within their apps using the Secure Element, independent of Apple Pay and Wallet. Starting with iOS 18.1, this new capability will open avenues for cryptocurrency payments, digital IDs, and more within apps.
Leveraging advanced security features like the Secure Enclave and biometric authentication, this move underlines Apple’s commitment to privacy while broadening the scope for blockchain-based transactions and cryptocurrency adoption on iPhones.
Developers looking to utilise this feature will need to comply with stringent security standards and sign a commercial agreement with Apple. The rollout, which includes the UK among other regions, marks a pivotal moment in the intersection of mobile technology and cryptocurrency, as iPhones become more capable of handling diverse digital assets securely.
This advancement could pave the way for greater acceptance and use of cryptocurrencies and stablecoins in everyday transactions, signalling a major step forward for digital asset integration within mainstream mobile technology.
