Can digital currencies end financial exclusion?

Can digital currencies end financial exclusion?

In the post-pandemic UK economy, why is it that financial exclusion rates are on the rise? Here at the Digital Pound Foundation, we want to start a conversation exploring how we can actively participate in building a more inclusive financial system, how the introduction of a digital Pound can help achieve this, and how we can support the development of a  digital Pound that is “inclusive by design”.

Why is the UK retail payments landscape so unprepared for a digital Pound?

Why is the UK retail payments landscape so unprepared for a digital Pound?

Co-authored by Martin Hargeaves, Phil Kenworthy, and Jannah Patchay Pay.UK is the leading operator of retail payments infrastructure in the UK. It operates most of the UK’s national retail payment systems: BACS, Faster Payments, and the Image Clearing System (which provides a digital mechanism for processing cheques). Pay.UK undertakes these activities under the supervision of […]

Cybersecurity and risk considerations for CBDCs

Cybersecurity and risk considerations for CBDCs

Authored by Gilbert Verdian, Founder and CEO of Quant, and Digital Pound Foundation Board Director Governments and central banks around the world are exploring the benefits that a central bank digital currency can bring to their economies. Not only must they deliver the policy benefits envisaged – including driving digital innovation, growth and increasing financial […]

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